Hurricane on the coast could cost billions of insurance

Huge progress along the Gulf Coast has beautiful homes and housing, businesses and beautiful holiday spots for millions of Americans. Business is great.

But all that could Gone in the blink of an eye because of a hurricane, which has preoccupied insurers. In Florida, the industry remains vertigo of Hurricane Andrew, the storm, woke up the industry in Germany.

Florida insurance companies collected $ 10.8 billion in insurance premiums from 1970 to 1992, said Loretta Worters of the Insurance Information Institute. During the year 1992 were over $ 15 billion were paid by the insured for the damage that Hurricane Andrew.

A study shows that if a hurricane on the coast of Alabama, would cost him the assurance of the economy $ 9 billion. This is not a disaster scenario, but a realistic projection, said the engineer, study.

Can the meantime, industry storm? “It is a frightening situation,” said Worters.

Not everyone is convinced the industry is in difficulty, as they $ 160 billion in reserve. “It is difficult to Kleenex for the tears that the type of reserves,” said Kathleen O’Reilly of the Consumer Federation of America’s Insurance Group.

The industry shares in a very strong position, but he is concerned that the continued development of industry in danger.

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